Property Insurance

Property owners insurance is designed primarily for those that own a property, but also for managing agents. If you let out your property or you own a property that is not in use, you should have Property owners insurance to protect you.

Property owners insurance…

is important no matter what type of property you have, be it a flat, a house, a bungalow or an apartment.
A property owners insurance policy will cover you against most eventualities that your property will face, but the main things included are:
  1. Damage to buildings and contents
  2. Liability cover
  3. Loss of rent
The buildings and contents are your main asset and something that you cannot afford to lose. This side of your property owners insurance will protect you in the event that you experience.
  • Fire
  • Accidental damage
  • Flooding
  • Theft
  • Subsidence
  • Explosions
  • Lightning
Liability cover is an important part of property owners insurance to protect against things that are out of control. For example, what would happen if a passerby were injured because of a lose tile falling from the roof? Your liability insurance can cover you generally up to 10 million, but different companies have different amounts.